Asset-free funding up to R5 million for South African businesses. Structured, responsible, and delivered with institutional precision.
Process
Four structured steps. No unnecessary friction. Designed for decision-makers who value speed and certainty.
Complete a secure application in under two minutes online, via WhatsApp, or with a dedicated specialist.
AI-assisted underwriting combined with human oversight reviews your application within hours.
Receive your offer, sign digitally, and complete FICA verification in under 90 seconds.
Capital is disbursed to your account within 24–48 hours. Ready for deployment.
Products
Structured for the realities of South African business and personal finance.
Short-term liquidity solutions designed to bridge cash-flow gaps with clear, responsible terms.
View productAsset-free facilities up to R5 million for working capital, inventory, expansion, and operational growth.
View productFlexible personal facilities for education, medical needs, consolidation, and significant life events.
View productWhy DotMe
We combine rigorous underwriting discipline with modern digital infrastructure so that capital reaches the right businesses at the right time.
We approve only what can be sustainably repaid. Long-term client health over short-term volume.
Credit bureau data combined with alternative signals for faster, more accurate assessments.
FICA completed in under 90 seconds with end-to-end encryption and full audit trails.
Beyond capital: business coaching, cash-flow tools, and access to a growing network.
Resources
Full overview of facilities, terms, eligibility, and documentation requirements.
Download PDFTemplates, financial frameworks, and practical guides for South African businesses.
Download ToolkitA structured checklist to assess readiness and strengthen your funding application.
Download ChecklistNext step
Join South African businesses that have secured funding through a process built for clarity, speed, and responsibility.
Need guidance?
Speak to a specialist
